Blockchain news: Britain to become global ’EPICENTRE’ of ...

Subreddit Stats: UKPersonalFinance top posts from 2015-04-30 to 2020-05-28 12:09 PDT

Period: 1855.16 days
Submissions Comments
Total 1000 112953
Rate (per day) 0.54 60.88
Unique Redditors 791 17078
Combined Score 165654 806658

Top Submitters' Top Submissions

  1. 3277 points, 16 submissions: AddInvest
    1. Young Welsh and Minted (590 points, 257 comments)
    2. You might not know you can buy an NHS prescription prepayment voucher for £30 for 3 months. This gives you unlimited an number of items. If you have to buy more than one item per month, this will work out considerably cheaper for you. (573 points, 132 comments)
    3. HR Having a Laugh!? (287 points, 87 comments)
    4. Government will pay people’s wages so they’re not laid off (284 points, 397 comments)
    5. Are you still being made to work despite being furloughed? (265 points, 96 comments)
    6. BoE says negative interest rates are ‘under review’ for first time (173 points, 167 comments)
    7. What’s up with the stock market? (158 points, 147 comments)
    8. Has the airline industry fundamentally changed? (153 points, 207 comments)
    9. What happend to the North!? price of a pint (128 points, 192 comments)
    10. We need a budget template (121 points, 24 comments)
  2. 2088 points, 8 submissions: kkokokoh
    1. Can the IT brigade on this sub please stop dishing out "learn programming" as a solution to every job problem? (1081 points, 310 comments)
    2. How can people afford new cars like Range Rover which cost £50k+ by so many people on what looks like normal salaries? How are they able to afford such expensive cars? (312 points, 469 comments)
    3. What is the most effective advice you have received on progressing in your career? E.g. Going up the ladder in roles and pay? (141 points, 193 comments)
    4. Fed up of London estate agents and property developers/maintainers playing games on hard-working home buyers. Why isn't there any scrutiny on these lot on how they do business? (128 points, 43 comments)
    5. What are the best villages/towns/cities to live in for a decent work-life balance from your personal experience? (126 points, 175 comments)
    6. What is the future of work in your opinion? How do you see employment changing over the next 5, 10, 15, 20 years? (112 points, 123 comments)
    7. What Car do you drive? How much did you buy it for and what is the monthly/yearly running cost? (98 points, 392 comments)
    8. Does anyone feel a sense of unfairness when they see "cash in hand" business people in everyday life dodging taxes? I feel like I am working my ass off to see my income get taxed heavily while others are getting away with it. (90 points, 189 comments)
  3. 1888 points, 8 submissions: HumbleRug
    1. Is anyone noticing just how much Shrinkflation seems to be happening in UK manufacturers/supermarkets and they seem to be getting away with it? (540 points, 273 comments)
    2. I lost my £193,000 inheritance – with one wrong digit on my sort code - an article from The Guardian worth reading. (318 points, 188 comments)
    3. I think the UKPF community might like this advert (268 points, 47 comments)
    4. How is the Property Market business in the UK still allowed to be so poor in terms of info for buying and selling given how important it is to the purchaser and the seller? (229 points, 131 comments)
    5. HSBC to cut 35,000+ jobs as profits fall (195 points, 182 comments)
    6. What is something you are not admitting to yourself about money and work? (191 points, 320 comments)
    7. BBC: Super-rich elites making London 'off-limits' | London has become the "epicentre of the elites" in the UK, making it "off limits" for young people from poorer backgrounds (75 points, 58 comments)
    8. What next big thing in your life are you saving up for? (72 points, 303 comments)
  4. 1731 points, 7 submissions: Borax
    1. From 1st June 2019 it will be illegal for letting agents to charge tenants anything that isn't rent, deposit and contract break fees (717 points, 226 comments)
    2. Debt support charity StepChange will be doing an AMA (community interview) next Wednesday at midday. (330 points, 7 comments)
    3. HMRC issues clear tax guidance for cryptoassets including Bitcoin - most activity falls under Capital Gains Tax. (184 points, 96 comments)
    4. A rare look inside Bank of England's gold vaults - BBC [2:11] (148 points, 77 comments)
    5. What's your strategy for pretending it’s OK not to have a pension? (148 points, 181 comments)
    6. Azerbaijani State Banker's wife threatened with confiscation of assets under new UWO law after spending £16m in Harrods over a decade. (118 points, 48 comments)
    7. Extensive reply from HMRC about tax status of cryptoassets (86 points, 14 comments)
  5. 1290 points, 2 submissions: LuckySod
    1. A followup after my lottery win (958 points, 136 comments)
    2. I won £1 million and feel completely out of my depth. (332 points, 132 comments)
  6. 1266 points, 2 submissions: pingusbeak
    1. How to buy your first house for dummies (1132 points, 148 comments)
    2. Do estate agents not woo buyers anymore or am I doing something wrong? (134 points, 110 comments)
  7. 1216 points, 6 submissions: MontgomeryBumSnuffle
    1. Rightmove flooded by London AirBnB get-rich-quick tourist apartments (375 points, 210 comments)
    2. Letting fees to be banned in England starting 1st June 2019 (346 points, 150 comments)
    3. Inspired by the Askreddit thread: What’s an unexpectedly well-paid job? (180 points, 342 comments)
    4. The Tenant Fees Act 2019 comes into force today! (145 points, 113 comments)
    5. Upcoming changes to the HTB scheme in April 2021 (93 points, 73 comments)
    6. YSK: Marriage allowance (77 points, 33 comments)
  8. 1144 points, 1 submission: etsatlo
    1. Potentially unpopular opinion - I wish I was furloughed (1144 points, 611 comments)
  9. 1092 points, 7 submissions: tirboki
    1. FAQ on car ownership answered. (448 points, 154 comments)
    2. How much discount can you expect on the asking price? - an analysis (179 points, 110 comments)
    3. A comprehensive statistics on graduate salaries (110 points, 68 comments)
    4. Why do banks run a hard credit search when I switch a current account with zero overdraft? (99 points, 47 comments)
    5. Is there a reason why so many properties are NOT advertised on Rightmove and Zoopla? (90 points, 59 comments)
    6. Amex did increase my credit limit without asking me! - update (84 points, 78 comments)
    7. Best town in UK - a statistical analysis (82 points, 79 comments)
  10. 1078 points, 1 submission: not_provided
    1. I spent 6 months using Starling and Monzo as my main bank accounts. Here's what I learned. (1078 points, 253 comments)

Top Commenters

  1. pflurklurk (16323 points, 960 comments)
  2. sobrique (7562 points, 748 comments)
  3. audigex (4330 points, 452 comments)
  4. ilyemco (4292 points, 428 comments)
  5. edge2528 (4241 points, 164 comments)
  6. tdbroc (3651 points, 289 comments)
  7. bang723 (3452 points, 101 comments)
  8. Narradisall (3102 points, 220 comments)
  9. fsv (2721 points, 318 comments)
  10. redhitman723 (2714 points, 151 comments)

Top Submissions

  1. Potentially unpopular opinion - I wish I was furloughed by etsatlo (1144 points, 611 comments)
  2. How to buy your first house for dummies by pingusbeak (1132 points, 148 comments)
  3. Can the IT brigade on this sub please stop dishing out "learn programming" as a solution to every job problem? by kkokokoh (1081 points, 310 comments)
  4. I spent 6 months using Starling and Monzo as my main bank accounts. Here's what I learned. by not_provided (1078 points, 253 comments)
  5. A followup after my lottery win by LuckySod (958 points, 136 comments)
  6. Update from the guy who left his cushy job 1 year ago for a 'meaningful job' by running_rino (952 points, 130 comments)
  7. I learned the hard way that loyalty to company is not rewarded, it's punished. Be loyal to yourself and don't make my mistake! by HonestPermit (856 points, 97 comments)
  8. Anyone seen this drivel on BBC today? by trotski94 (814 points, 191 comments)
  9. How i caught my car insurance trying to scam me and saved > £1000 by GFY_Everyone (757 points, 155 comments)
  10. From 1st June 2019 it will be illegal for letting agents to charge tenants anything that isn't rent, deposit and contract break fees by Borax (717 points, 226 comments)

Top Comments

  1. 1009 points: jonpreecedev's comment in Can the IT brigade on this sub please stop dishing out "learn programming" as a solution to every job problem?
  2. 763 points: balag12's comment in Saved for 5 years.. feel irrelevant.
  3. 761 points: cobblers's comment in What's the most insane, crazy or financially illiterate move that someone you know has done?
  4. 744 points: TMillo's comment in GF of 10 years and I broke up, what do about house..
  5. 742 points: bang723's comment in So this is why you shouldn't invest the whole of your emergency fund.
  6. 740 points: Yid's comment in Me (M20) and my girlfriend (F20) booked a holiday to Paris in Dec. We broke up
  7. 719 points: unbrokenbg's comment in Any tips on any quick loan companies to borrow £40 for a short time with low interest?
  8. 698 points: frequent__nomad's comment in Only 2.2 million in the UK were subscribed to a stocks and shares ISA account. Why is this so low? Isn't this sector something most of us should know something about? Shouldn't it be as common as a bank account?
  9. 672 points: TrissYenbestcouple's comment in At what stage financially do you start flying business/first class?
  10. 635 points: cranberry198's comment in Wife about to lose her job and baby on the way - advice?
Generated with BBoe's Subreddit Stats
submitted by subreddit_stats to subreddit_stats [link] [comments]

Some great news has evidently stirred up our community. Crypterium is launching the US office in Silicon Valley with Lufthansa executive in charge!

This is the best tl;dr I could make, original reduced by 65%. (I'm a bot)
Crypterium is making a huge step forward and taking its place among the most innovative firms based in global high tech epicentre - Silicon Valley.
We are glad to introduce the opening of Crypterium office there.
The United States is not only the region where more than a third of Crypterium token holders are based but also it is one of the most important markets for the development of the world's first cryptobank.
Secondly, the US market is one of the largest markets in the world.
To have an in-depth understanding of local market needs, Crypterium is coming to Silicon Valley, the most significant technology centre in the world that is famous for an extraordinarily high concentration of the disruptive innovators.
Crypterium expects to expand its user base in the US through the building of new valuable connections and establishing partnerships with American banks.
Summary Source | FAQ | Feedback | Top keywords: Crypterium#1 world#2 market#3 firms#4 base#5
Post found in /technology, /icocrypto, /BitcoinMining, /fintech, /BitcoinAll, /EtherMining, /crypterium_com, /Crypterium and /CryptoCurrency.
NOTICE: This thread is for discussing the submission topic. Please do not discuss the concept of the autotldr bot here.
submitted by autotldr to autotldr [link] [comments]

Interesting anecdote on cross border transfer - does Bitcoin help here or not?

From the Australian website macrobusiness (see the comments):
A mate of mine is a real estate agent in Balwyn – the epicentre of Chinese investment in Melbourne property. He tells some interesting stories. The new restrictions are really having an effect. One Chinese buyer had to go to extraordinary lengths to settle on a property last week. Apparently they used to be able to get lots of people in China to transfer $50k each to a single bank account here in Australia ($50k was the max you could transfer out in 3 or 6 months or something from a Chinese bank account). Now China is also tracking the account receiving the money – the same overseas account cannot receive more than $50k from Chinese accounts. Anyway, the Chinese buyer tried the ‘old’ approach and was rung by the Bank of China advising her that the attempted money transfers were illegal. The buyer needed about $2m. What they ended up doing was flying their whole family out (10+ people) to all set up bank accounts here in Australia. The flights would have cost of fortune. Plus they contacted people they knew in Australia to help out. They then used multiple accounts in China to transfer to multiple accounts in Australia, before putting the money into a single account in Australia. So it’s much harder to get money out – but still possible. Has to stop some buyers, at least. More generally my mate tells me that expressions of interest are down, there are fewer Chinese turning up to open for inspections, etc – all in the past 2 or so weeks. Will be interesting to see what happens when the ATO steps up later this year.
It interests me to consider: does Bitcoin help the person in this case? It doesn't make the transfer any less illegal to the CCP, but let's put that to one side for the moment.
Consider that a $2 million dollar (this is AUD not USD so it's actually 30% less but let's pretend it's $2m for simpler numbers) buy would be about 10K BTC. Given that there are multiple fairly big exchanges and a lot of USD and RMB liquidity, I guess you could buy this fairly quickly, but once the market gets wind of such a big buyer the offers will start disappearing rapidly. In other words, you might get a lot of slippage on price and might end up paying a few percent more than the starting price. (Doing a special deal with a miner might make some sense, but that would be seriously hard if not impossible).
Then consider liquidating into AUD. Much less AUD liquidity of course, but you could liquidate into USD and transfer to an arbitrary international account; after all, a wire transfer fee into Australia is basically zero compared to everything else discussed here. Another problem might crop up there: wire transfers of $2m into a new account could create AML/KYC flags, at the Bitcoin exchange, and at the one or two bank accounts involved.
Add to that the general volatility risk of the Bitcoin exchange rate; it's more of a risk than a certain cost, but if BTC moves against fiat by more than 5% in all this, it could be quite a big hit.
Compare all that to the cost of flying 15 people to and from Australia and doing it that way. I would ballpark that at $40K (also huge hassle, which is not so quantifiable), even imagining you can find that many people amongst friends and family that can do this for you.
Overall? I doubt the person involved even considered Bitcoin, but on balance I think they would still go with the flights approach, because the limitations/costs of it are more certain.
But, I see scenarios which would skew it more in Bitcoin's favour:
submitted by waxwing to Bitcoin [link] [comments]

#BitcoinBubbleBursts: The Great Crypto Crash Of 2018  #Epicentre Plus  CNN News18 Bitcoin Rockets Past $14,000 Astonishing Everyone - Bitcoin News Epicenter Podcast - YouTube CRYPTOCURRENCY MARKET UPDATE #Cryptocurrency #bitcoin #johnkelvin #binance ALMOST THERE! Bitcoin Has It's Foot in the Door...

Epicentre News: auf dieser Seite finden Sie alle Epicentre News und Nachrichten zur Epicentre Aktie. Dies beinhaltet die Agentur-Feeds auf finanzen.net, aber auch Epicentre News auf einer Vielzahl ... Blockchain news: Britain to become global 'EPICENTRE' of Bitcoin's technology, blockchain BRITAIN has the potential to become the global ’epicentre’ of blockchain firms if the country seizes ... Nachrichten zur EPICENTRE Aktie - Aktuelle TOP-Meldungen - Die wichtigsten EPICENTRE News im Überblick - seriös, schnell und kompetent. Epicenter is the OG of crypto podcasts, making sense of cryptocurrencies and blockchain since before they were cool. Through interviews with founders and buidlers, we explore the technical, economic and social implications of this game-changing industry. News that India will become the next major epicentre for Bitcoin spread fast and many Indians who were previously sceptical saw the doubling and trebling happen in front of their eyes. This made them want a piece of the action. With a failing stock market and the lifting of the ban, it was only natural to dump one in favour of the other.

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#BitcoinBubbleBursts: The Great Crypto Crash Of 2018 #Epicentre Plus CNN News18

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